​Frequently Asked Questions

Q: Can I get coverage if I have health issues?

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A: Yes. We have "Guaranteed Issue" options where no health questions are asked, as well as "Simplified Issue" plans for those with manageable health conditions.

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Q: How fast does the policy pay out?

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A: Most claims are processed and paid out within 24 to 48 hours of receiving the required documentation, ensuring your family has the money when they need it most.

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Q: Is this the same as Medicare?

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A: No. Medicare covers your medical expenses while you are living. Final Expense is a life insurance policy that pays a cash benefit to your loved ones after you pass away.