Frequently asked questions.
The three questions we hear most often, answered plainly. If yours isn’t here, call the sales floor and a licensed advisor will walk you through it — no obligation.
01 Can I get coverage if I have health issues?
Yes. We have “Guaranteed Issue” options where no health questions are asked, as well as “Simplified Issue” plans for those with manageable health conditions.
02 How fast does the policy pay out?
Most claims are processed and paid out within 24 to 48 hours of receiving the required documentation, ensuring your family has the money when they need it most.
03 Is this the same as Medicare?
No. Medicare covers your medical expenses while you are living. Final Expense is a life insurance policy that pays a cash benefit to your loved ones after you pass away.
Final expense products are issued by private insurance companies and are not affiliated with, endorsed by, or connected to the federal Medicare program, the Social Security Administration, or any other government agency. See FE Disclosures.
Talk to a licensed advisor.
No pressure and no obligation. Tell us what you have and what you are worried about, and we will tell you plainly what your options look like.
No obligation. Quotes are free and carry no commitment. Licensed advisors, Monday–Friday 7:00 AM–3:00 PM PST.