Clarity Health Group is a licensed insurance agency dedicated to helping individuals navigate Medicare and health insurance options. Our mission is to provide clarity, care, and trusted guidance throughout your coverage journey.

1. Product Disclosure

Clarity Health Group provides information and rate quotes for Final Expense insurance, which is a form of permanent whole life insurance. These products are issued by private insurance companies and are not affiliated with, endorsed by, or connected to the federal Medicare program, the Social Security Administration, or any other government agency. ### 2. Licensing and Availability Clarity Health Group is a licensed insurance agency. Final Expense insurance products, rates, and availability vary by state and are subject to the underwriting requirements of the individual insurance carrier. Submission of an application does not guarantee the issuance of a policy.

3. Privacy Policy (Life Insurance Data)

When you request information regarding Final Expense insurance, we collect "Nonpublic Personal Information" (NPI) to provide accurate quotes.

Information Collected: This may include your name, contact information, date of birth, tobacco usage, and basic health history.
How We Use Information: This data is used solely to match you with appropriate insurance carriers and to facilitate the application process.
Information Sharing: We share your information only with our contracted insurance carriers and necessary service providers. We do not sell your personal data to third-party marketing lists.

4. Consent to Contact (TCPA)

By submitting your information through this website or a designated contact form, you provide your express written consent for a licensed insurance agent from Clarity Health Group to contact you.

Method of Contact: Contact may be made via telephone, cellular phone, text message, or email.
Do Not Call Registry: You agree to be contacted even if your telephone number is currently listed on any state, federal, or corporate "Do Not Call" registry.
No Purchase Required: Consent is not a condition of purchase. You may revoke this consent at any time by contacting us directly.

5. No Professional Advice

The content on this website is for informational purposes only and does not constitute financial, legal, or tax advice. We recommend consulting with a financial advisor or tax professional regarding your specific estate planning needs.